Cash Advance Loans

Get a cash advance up to $865!*

Apply Now!

Quick and Convenient Cash

A cash advance is a single payment, short term loan that is paid back short term loan that you usually pay back on your next pay date. You can also pay off before the due date – whichever is easiest for you! A popular product, the cash advance loan allows you to get cash quickly, even with no credit or bad credit. With an approval rate over 90%*, the Cash Store is committed to getting you more of the cash you need, when you need it.

Start your application online to reduce your wait time at the store, then pick up cash that same day!

Cash Advance Loans Available In:

  • Illinois: $865
  • Michigan: $600

How Does It Work?

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

    A recent paycheck stub or other proof of income
    The most recent checking account statement (account must be open 30 days)
    A personal check and/or debit card*
    Valid driver’s license or state-issued ID

 

How Much Can I Get and How Much Will it Cost?

Cut the guess work out of the equation with our convenient and easy-to-use  Loan Calculator tool,  which gives you the power to estimate how much you can get while clearly showing the loan’s payments and interest.

Locations

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Or find us in these states!

Frequently Asked Questions

Why should I choose the Cash Store?

The Cash Store is here to help good people, just like you, get the fast cash they need today to cover expenses, pay the mortgage or cover unexpected fees. Whether for medical, personal, home or emergency expenses, the Cash Store has competitive terms and high approval rates, with absolutely NO credit score or history required to apply or qualify! And unlike many other loan lenders out there, we pay you cash money just minutes after we process your application!

How much can I get?

By simply paying a quick visit to your local Cash Store, you can get up to $5,000* cash with a cash advance or installment loan — or up to $25,000* with a title loan — almost instantly! You can also apply online to see how much cash you can expect to take home today! For car title loans, your final loan approval amount will be determined by the value of your vehicle. Loan amounts are also subject to state regulations. Some restrictions apply. See your local Cash Store for details on each specific cash loan offer, including interest rates and required personal information.

How does it work?

Our secure online loan application form is quick, easy, convenient, and gives you a head start on your cash advance! Plus, your internet application is free! Then, simply come in to quickly complete the process and get your cash at any one of our Cash Store locations.

Is my credit score needed?

No, the Cash Store does not require a credit score to apply for any cash advance, title loan or installment loan. Our top goal is to have the highest loan approval rates with the least amount of hassle!

Where can I get more information?

If you have any questions about the Cash Store that are not answered on this website, simply call 1-888-950-2274 to speak with a knowledgeable professional at the Cash Store location nearest you!

What is the APR for Cash Store loans?

Our loan rates, loan fees, and loan products vary from state to state according to local regulations. Please visit our Licenses and Rates page for more information.

Why do we show APR?

APR is Annual Percentage Rate. At Cash Store we are state licensed and regulated, and we follow all applicable regulations, which include disclosing a calculated APR for our loans.

By paying back your loan on time, as the Cash Store encourages you to do, your loan fees will likely be cheaper than the costs of a bounced check, overdraft fees, a missed credit card payment or a neglected bill.

Have more questions? Read our FAQs

Other Loan Types

Installment Loan

Personal loans with flexible terms so you can pay back in installments over a longer period.

Learn More

Apply Now!

Title Loan

Use your vehicle as collateral to get a larger loan amount, all while you continue driving it.

Learn More

Apply Now!

Trusted provider of cash loans since 1996

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* Loans / Advances are subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Cottonwood Financial uses a proprietary model to evaluate the credit worthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, the Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

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