Frequently Asked Questions
With any type of loan, from cash advances to title loans, there are always going to be questions that pop into your mind when you’re researching or once you’ve taken out a loan. That’s why we collected and provided answers to some of our customers’ most frequently asked questions – getting you the information you need in one, hassle-free location.
The Cash Store is here to help good people, just like you, get the fast cash they need today to cover expenses, pay the mortgage or cover unexpected fees. Whether for medical, personal, home or emergency expenses, the Cash Store has competitive terms and high approval rates, with absolutely NO credit score or history required to apply or qualify! And unlike many other loan lenders out there, we pay you cash money just minutes after we process your application!
By simply paying a quick visit to your local Cash Store, you can get up to $5,000* cash with a cash advance or installment loan — or up to $25,000* with a title loan — almost instantly! You can also apply online to see how much cash you can expect to take home today! For car title loans, your final loan approval amount will be determined by the value of your vehicle. Loan amounts are also subject to state regulations. Some restrictions apply. See your local Cash Store for details on each specific cash loan offer, including interest rates and required personal information.
Our secure online loan application form is quick, easy, convenient, and gives you a head start on your cash advance! Plus, your internet application is free! Then, simply come in to quickly complete the process and get your cash at any one of our Cash Store locations.
Typically, for a first-time Cash Store customer, our experienced managers can have you out the door with cash in-hand in less than 20 minutes — a short process that’s even faster when you begin by filling out our easy, secure online loan application form. Once you have a Cash Store account, future cash loan services can take as little as 5 minutes!
No, the Cash Store does not require a credit score to apply for any cash advance, title loan or installment loan. Our top goal is to have the highest loan approval rates with the least amount of hassle!
If you have any questions about the Cash Store that are not answered on this website, simply call 1-888-950-2274 to speak with a knowledgeable professional at the Cash Store location nearest you!
Still Have Questions?
How Much Can I Get?
Fill out our short form to see how much money you are pre-qualified to receive. Checking your amount will not affect your credit score.
* Loans / Advances are subject to loan approval. Loan terms and availability may vary by location. Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.
Cottonwood Financial uses a proprietary model to evaluate the credit worthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.
Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, the Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender.