Smaller payments, more time to pay back
Installment loans are a quick and easy way to borrow up to $5,000. With an approval rate over 90%, these loans are a great option when you need cash today, but want some extra time to pay it back.*
Many of our customers use installment loans to help bridge the gap in times of financial stress – emergencies, car repairs, home repairs or just an unexpected bill. We don't want you to worry about immediately paying us back in a single lump sum, which is why an installment loan is a great option for you. Plus, we make it easy for you by scheduling your payment due dates based on your pay date frequency (biweekly).
Installment Loan Amounts By State
- Idaho: $3,000
- Illinois: $2,650
- New Mexico: $5,000
- Texas: $3,000
- Wisconsin: $3,000
How Does It Work?
What Do I Need To Bring?
How Much Can I Get and How Much Will it Cost?
Cut the guess work out of the equation with our convenient and easy-to-use Loan Calculator tool, which gives you the power to estimate how much you can get while clearly showing the loan’s payments and interest.
Frequently Asked Questions
The Cash Store is here to help good people, just like you, get the fast cash they need today to cover expenses, pay the mortgage or cover unexpected fees. Whether for medical, personal, home or emergency expenses, the Cash Store has competitive terms and high approval rates, with absolutely NO credit score or history required to apply or qualify! And unlike many other loan lenders out there, we pay you cash money just minutes after we process your application!
By simply paying a quick visit to your local Cash Store, you can get up to $5,000* cash with a cash advance or installment loan — or up to $25,000* with a title loan — almost instantly! You can also apply online to see how much cash you can expect to take home today! For car title loans, your final loan approval amount will be determined by the value of your vehicle. Loan amounts are also subject to state regulations. Some restrictions apply. See your local Cash Store for details on each specific cash loan offer, including interest rates and required personal information.
Our secure online loan application form is quick, easy, convenient, and gives you a head start on your cash advance! Plus, your internet application is free! Then, simply come in to quickly complete the process and get your cash at any one of our Cash Store locations.
No, the Cash Store does not require a credit score to apply for any cash advance, title loan or installment loan. Our top goal is to have the highest loan approval rates with the least amount of hassle!
If you have any questions about the Cash Store that are not answered on this website, simply call 1-888-950-2274 to speak with a knowledgeable professional at the Cash Store location nearest you!
Our loan rates, loan fees, and loan products vary from state to state according to local regulations. Please visit our Licenses and Rates page for more information.
APR is Annual Percentage Rate. At Cash Store we are state licensed and regulated, and we follow all applicable regulations, which include disclosing a calculated APR for our loans.
By paying back your loan on time, as the Cash Store encourages you to do, your loan fees will likely be cheaper than the costs of a bounced check, overdraft fees, a missed credit card payment or a neglected bill.
Have more questions? Read our FAQs
Other Loan Types
Cash Advance
Single payment loans for emergencies you need to cover before your next pay day.
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Title Loan
Use your vehicle as collateral to get a larger loan amount, all while you continue driving it.
Apply Now!
* Loans / Advances are subject to loan approval. Loan terms and availability may vary by location. Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.
Cottonwood Financial uses a proprietary model to evaluate the credit worthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.
Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, the Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender.