Terms and Conditions

Disclaimer of Liability

The information on this web site is provided for information and convenience purposes only. Neither Cottonwood Financial, nor any of its employees shall be held liable for any improper or incorrect use of the information described and/or contained herein.

Information We Collect Through Our Website

If you fill out the “Apply Now” form, your name, e-mail address, and/or telephone number may be used by authorized employees to contact you. Details regarding how we treat this information can be found in our Privacy Policy.

Cookies

A cookie is a piece of data stored on the user's hard drive containing information about the user. We use cookies to collect technical and navigational information such as browser type, time spent on our site, and pages visited in order to improve our products and user experience on our web site.

This information may be used by third-party advertising companies to display ads when you visit our websites or other sites on the Internet. These companies may collect information about your visits to this and other websites. We may also share personal information with these companies. In either case, the purpose is to provide ads about products and services that may be of interest to you. You may opt out of a third-party vendor's use of cookies by visiting the Network Advertising Initiative opt-out page.

Privacy Policy

We are committed to protecting your privacy. All information gathered from you in connection with your use of this site will be treated in accordance with our Privacy Policy, please click here to review our policy and print a copy for your records.

Security

We maintain physical, electronic and procedural safeguards that comply with state and federal regulations to guard your information.

This notice should not be construed in any way as guaranteeing, or warranting as fail proof, the security of information exchanged via the CashStore.Com web site.

SMS Terms and Conditions

This SMS Terms and Conditions section describes our mobile program and available codes. Users must be opted-in to receive promotional and/or transactional text messages. Up to 4 messages per month. Message and data rates may apply.

Cash Store Alerts

  STOP Information

  Text STOP to 68428 to remove all subscriptions from the Cash Store.

  HELP Information

 For more info, Text HELP to 68428. Call 1-855-959-7076 or submit this online form.

Carriers Supported

Compatible carriers include: Alltell, AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, Nextel, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Carolina West Wireless, Cellcom, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Cincinnati Bell Wireless, Cross/Sprocket, Duet IP (AKA Max/Benton/Albany), Element Mobile, Epic Touch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Celluar), Illinois Valley Cellular, Immix (Keystone Wireless/PC Management), Inland Cellular, iWireless, Mobi PCS, Mosaic, MTPCS/Cellular One (Cellone Nation), Nex-Tech Wireless, nTelos, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol, Rina - Custer, Rina - All West, Rina - Cambridge Telecom Coop, Rina - Eagle Valley Comm, Rina - Farmers Mutual Telephone Co, Rina - Nucla Nutria Telephone Co, Rina - Silver Star, Rina - South Central Comm, Rina - Syringa, Rina - UBET, Rina - Manti, Simmetry, South Canaan/CellularOne of NEPA, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Aliant Mobility, Bell Mobility, Fido, MTS Mobility, NorthernTel Mobility, Rogers Wireless, SaskTel Mobility, Télébec Mobilité, TELUS Mobility, Vidéotron, Virgin Mobile Canada, WIND Mobile.

T-Mobile is not liable for delayed or undelivered messages.

We maintain physical, electronic and procedural safeguards that comply with state and federal regulations to guard your information.

You authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to use your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status details, if available, solely to allow verification of your identity and to compare information you have provided to Cottonwood Financial with your wireless operator account profile information for the duration of the business relationship. See our Privacy Policy for how we treat your data.

Important Information About Procedures for Applying for a Loan

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.