Privacy Policy
| FACTS | WHAT DOES Cottonwood Financial DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product service you have with us. This information can include: Social Security Number Account balances and Income Checking account information Credit scores and Transaction history |
| How? | All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information: the reasons Cottonwood Financial chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Cottonwood Financial share | Can you limit this sharing? |
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates' everyday business purposes - information about your transactions and experiences | Yes | No |
| For our affiliates' everyday business purposes - information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | Yes | Yes |
| To limit our sharing | Mail the form below Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
| Questions? | Call 1-888-968-5265 |
| Mail-In Form |
| Mark any/all you want to limit: Cottonwood Financial marketing purposes. Do not share my personal information to market to me. Do not share information about my creditworthiness with your affiliates for their everyday business purposes. Do not share my personal information with other financial institutions to jointly market to me. |
| Name Address City,State, Zip Loan # Date | Mail to: Cottonwood Financial ATTN: Opt Out 1901 Gateway Drive, Suite 200 Irving, TX 75038 |
| Who we are | |
| Who is providing this notice? | Cottonwood Financial d/b/a The Cash Store means Cottonwood Financial Ltd., its affiliates and subsidiary companies |
| What we do | |
| How does Cottonwood Financial protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Only employees actively engaged in their assigned duties, who need access to such customer information to administer our business, may access or use customer information. |
| How does Cottonwood Financial collect my personal information? | We collect your personal information, for example, when you Open an account or Apply for a loan Show your driver's license or Provide employment information Give us your contact information We also collect your personal information from other companies. |
| Why can't I limit all sharing? | Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include the Cottonwood Financial Ltd. family of companies. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include direct marketing companies, financial service providers, banks, and retailers. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. You cannot Opt-Out of information shared with Service Provider/Joint Marketing companies. |
| Other important information |
| We use third-party advertising companies to display ads when you visit our websites or other sites on the Internet. These companies may collect information about your visits to this and other websites. We may also share personal information with these companies. In either case, the purpose is to provide ads about products and services that may be of interest to you. You may opt out of these third party cookies by visiting networkadvertising.org/choices/. |
* Loans / Advances are subject to loan approval. Loan terms and availability may vary by location. Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.
Cottonwood Financial uses a proprietary model to evaluate the credit worthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.
Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, the Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender.
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