Austin, TX Cash Advance and Title Loans

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How Much Can I Get?

For your convenience, we have 5 Cash Stores located throughout Austin, TX. Whether you are getting a title loan, installment loan, or cash advance, we offer a better alternative to the traditional payday loan. Please take a look at our store information below and come by the location closest to you. 

Loan Type

Loan Limit

Installment Loans$3,000
Title Loans$20,000

How Does It Work?

Step 1 - Start your application online and save time using our short, secure form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Pick up your cash the very same day - no overnight wait!*

What Do I Need To Bring?

    A recent paycheck stub or other proof of income
    The most recent checking account statement (account must be open 30 days)
    A personal check and/or debit card*
    Valid driver’s license or state-issued ID

Have more questions? Read our FAQs

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About Austin, TX

Austin, Texas has been called the “Live Music Capital of the World” and for good reason. The streets are filled with singer-songwriters and bands all aspiring to play in one of the city’s many live music venues. The city is also home to two of the world's most famous musical events - Austin City Limits and South by Southwest.

With its place in the music world secured, Austin might be working on a new nickname, -- the “Budget Friendly Capital of the World". While the sounds of independent bands drift through the streets of Austin, another sound can be heard. It’s the sound of keyboards clicking as new websites are being built by a homegrown Austin company, Whale Shark Media. This company has become a formidable Internet giant aggregating coupon codes for online shopping sites around the globe. Whale Shark Media’s websites are some of the largest in the United States, the United Kingdom, Germany, and France, helping residents of those nations find bargains online.

From 2000 to 2006, Austin was the fastest growing city in the nation, approaching a million residents and becoming the 13th largest city in the country. Those migrating to the city are attracted to the eclectic culture and the booming job market thanks largely to the tech industry, which features heavyweights like Dell Computers, AMD, Samsung, and Facebook. It also helps that the city was ranked eighth in the country for where a paycheck will stretch the furthest by Forbes.com in a 2012 study. The city even owes money to its residents. At last check, the City of Austin Financial Services webpage listed 15,564 residents and businesses that are owed anywhere from $10 to $100 in unclaimed property.

Trusted provider of cash loans since 1996

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* Loans / Advances are subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary.

Cottonwood Financial uses a proprietary model to evaluate the credit worthiness of each applicant for credit. Vehicle is subject to evaluation for title/auto equity loans. Please see the Licenses and Rates page for additional product details.

Cottonwood Financial offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs. In Texas, the Cash Store is a Credit Services Organization and Credit Access Business. Loans are provided by a non-affiliated third-party lender. 

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